Privacy Policy

By using the Predatory Lending Association website ("PLA"), you permit the collection and use of your personal information as outlined below in our Privacy Policy.

1. Information We Collect

PLA collects email addresses when you join our mailing list. Some information collected is not explicitly submitted by the user. For example, we log your browser information, IP address, requested URL, referring URL, and timestamp.

2. How We Use Your Information

We may use your email address to contact you about news related to the PLA or other projects supported by the creators of the PLA. You may unsubscribe at any time from PLA emails with the link provided in the email.

Browser-type related information, IP address, requested URL, referring URL, and timestamp data help us analyze Web traffic to the PLA.

3. Transfer of Information

We will disclose information about individual users to governmental or judicial authorities or law enforcement agencies, or to other individuals or entities in response to subpoenas, court orders, or other legal processes. Further, PLA may share information in order to investigate, prevent, or take action regarding illegal activities or suspected fraud, or to enforce or apply the terms and conditions of this Privacy Policy.

We reserve the right to transfer your personal information in the event of a transfer of ownership of PLA.

4. Links

Our website may contain links to third party websites to which we have no affiliation. PLA does not share your personal information with those websites and is not responsible for their privacy practices.

5. Use of Cookies

Like most websites, PLA may use cookies to refine our site and simplify our user experience.

6. Opting Out

If you want PLA to cease sending you e-mail, you can discontinue such communication by following the instructions included in our e-mail.

7. Children

This website is not directed to children, and PLA does not knowingly solicit information from any child under the age of 13.

8. Terms and Modifications to this Privacy Statement

By using the website, you signify your agreement to the terms of our Privacy Policy. If you do not agree with these terms, you should not use the site. PLA may modify this Privacy Policy at any time. You are responsible for reviewing this Privacy Policy periodically to ensure that you are aware of any changes to it. Your continued use of the site indicates your assent to any changes to this Privacy Policy.

9. Contacting PLA

If you have any questions about this Privacy Policy, the privacy practices of this website, or if you want to exercise any of the rights that you are given under this Privacy Policy, you can contact us.

Last modified 11/7/2007